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Dec. / Jan. 2024 -25Legal BriefsAre You Ready For The Holiday Season?Hometown Cleaning ServicesAre You 65 & Older?• Medicare Advantage Plans • Prescription Drug Plans• Medicare SupplementInsurance Plans • Dental Coverage • Vision Coverage“I Don’t Need A Will Because All I Have Is My House.”IBy Kathleen Cassidy Goodman, PLLCf these words have come out of yourmouth – you likely are incorrect. If youown a home, then you have at least one bank account and possibly more. If you own a house, then you have homeowner’s insurance. If you own a house, then you probable have a car or two and maybe evenaRVoraboat.Ifyouownahouse, then its pretty likely you have furnishings and maybe some jewelry or guns. If you own a house, then you may have some sentimental items that you and your family treasure.Now that we have determined that you don’t own just a house, perhaps you do need a Will after all? If it turns out there is a hailstorm the week you pass away, and the insurance company sends you a check for $10,000, then the check will be made payable to you. After your death your family members will not be able to cash the check to fix the roof of your “only” asset.If you have a Will, your family members will need to probate the Will to cash the check. But if you don’t have a Will, you are putting a burden on your spouse or family members when you pass away. If you don’t have a Will and a financial institution tellsyour family members they need Letters Testamentary in order to cash the insurance check or withdraw funds from a bank account, then your family is going to have problems.Not only will the family incur legal fees far in excess of the cost of a Will, but they will need to find two people, who aren’t heirs of your estate, to appear in front of the judge to discuss details regarding you and your family. Finding two people who know this information is difficult, but finding two people willing to take off from work to go to court to swear about your family is even more problematic. Perhaps you should re- think “All I have is my house.”Rosie Villarreal$175-4 HOUR PRIORITY CLEAN YOU TELL US THE AREAS, AND WE’LL GET THEM CLEANED!Kathleen Cassidy Goodman is an attorney in areas of estate planning, probate, civil litigation, and business law. She can be reached at her office in Helotes at (210) 949-1000 or for more information, visit www.bexarlaw.com• Birthdays• Retirement Parties• Holiday Events• Singing Telegramsand More!YouTube.com/@MJTrump45 GigSalad.com/mjtrump Cameo.com/mj_trump @mj_ trumpBOOK TODAY! (210) 854-3334FREE Estimates! Book With Us Today!(210) 778-8828 (TTY:711)Mon - Sun • 8am - 8pm Rvillarreal1@humana.comCall Today! 210-438-7359 www.hometowncleaningtx.comSe Habla EspañolYour Pet Deserves The Very BestK9 Country Club& Training Academy“Your Pet’s Private Playground!”31305 Oakview Road Bulverde, TX 78163We Offer:• Daycare • Overnight Boarding• Grooming• Cattery • Beach Club • Dock Diving• Pet Bakery • Award Winning Trainingk9countryclub.net830-980-8476 31305 Oakview Rd., Bulverde, TX 78163Celebrity Impersonator & ComedianMJ TRUMPCreate NewHolidayfriendships!Come take a tour and bring this ad for our move in special! Expires 12-31-24Call Tina for a personal tour today!(210) 404-144418323 Sonterra Place San Antonio, Texas 78258Independent and Assisted LivingLearn more about us at...franklinpark.org www.stoneoakhighlights.com 15#142549